Total revolving limits 589000 (521k reporting) FICO 8: EQ 706 TU 714 EX 721
@SDMarik wrote:That's odd, I just looked through a handful of my Citi statements and every single one has statement ending on the 21st, with a due date on the 17th of the following month.
I'm curious. How old is your account? I opened this one in 2018. Citi has notoriously bad IT so I'm imagining that newer accounts may have been changed over to a system that isn't maddening.
My statement closing dates look like a monkey throws a dart on a board every month.
Message 3 of 58 Mega Contributor@Credit12Fico wrote:Does anyone know the rhyme or reason behind the statement closing dates for Citibank?
My due date is the 16th of the month. The statement closing dates in different months will land on the 18th, 19th, or 20th. It can be any of them in a different month. I can't find the rhyme or reason.
Most other banks of BOA, Chase, have exactly 3 days between the due date, and the statement closing date. Some banks go by days where they add 30 days to your last due date, and that's the new statement closing. Some have specific rules where if the regular statement closing date lands on a Saturday, the closing gets moved to Friday. What's Citi's rules? Such an illogical lender
I want to know because I use a spreadsheet that auto populates due dates for my different credit cards and Citi is the only bank where I don't know the rule so I have to check the mobile app each time and manually enter the statement closing date.
My research into my own closing dates shows that Citibank does not exclude Saturday and Sunday closing dates (some banks do). But that's the only "pattern" I can see. And that's not really a pattern.
I looked at my Citi credit card statements and I don't see any pattern. My statement dates run just like yours.
Total revolving limits 589000 (521k reporting) FICO 8: EQ 706 TU 714 EX 721
